M. Nekrep, „Innovativeness of Banks and Insurance Companies in Developing Markets: Guidelines for Success“, OE, let. 59, št. 3-4, str. 39–49, avg. 2013, Pridobljeno: 24. november 2025. [Na spletu]. Dostopno na: https://old.journals.um.si/index.php/oe/article/view/2306