NEKREP, Mojca. Innovativeness of Banks and Insurance Companies in Developing Markets: Guidelines for Success. Naše gospodarstvo/Our economy, [S. l.], v. 59, n. 3-4, p. 39–49, 2013. Disponível em: https://old.journals.um.si/index.php/oe/article/view/2306. Acesso em: 24 nov. 2025.