Veršič S, Wirth M, Jagrič T, Jagrič V. Neobanks’ Footprint on the Transformative Path of the Austrian and the Slovenian Banking Market. OE. 2025;71(1):63-73. Pridobljeno november 24, 2025. https://old.journals.um.si/index.php/oe/article/view/5056