ŠEBJAN, Urban; BASTIČ, Majda. Service Components and Their Importance in Health Insurance Changes. Naše gospodarstvo/Our economy, [S. l.], v. 59, n. 3-4, p. 14–25, 2013. Disponível em: https://old.journals.um.si/index.php/oe/article/view/2304. Acesso em: 24 nov. 2025.